Success StoriesHow CrediLinq Accelerated Embedded Lending with Aerion Technologies’ FinTech Expertise

Overview

CrediLinq partnered with Aerion Technologies to fast-track the launch of their embedded lending solutions for B2B platforms. Through deep technical consulting, CTO services, and agile delivery, CrediLinq built a scalable FinTech platform and secured the business momentum to successfully complete its funding round.

About the Client

CrediLinq is a Singapore-based FinTech startup dedicated to transforming how modern businesses access capital. Their mission is to enhance B2B commerce by providing seamless embedded financing solutions for digital platforms and business networks. With innovative products like B2B PayLater, Seller Financing, and Recurring Revenue Financing, CrediLinq empowers buyers and sellers alike with flexible, real-time capital options. Their white-label, AI-powered platform serves B2B marketplaces, SaaSThe term SaaS stands for Software as a Service. SaaS is an evolution of an application that runs on the... providers, and SME-focused digital ecosystems across Asia-Pacific.

The Challenge

Before engaging Aerion Technologies, CrediLinq was preparing to launch a suite of advanced lending products to meet growing demand in the embedded finance space. However, as a fast-growing startup, they faced strategic technology challenges:

Navigating the “build vs. buy” dilemma for their initial tech stack

Limited in-house capability to deliver scalable, secure, and compliant FinTech solutions on a rapid timeline

The need to enable seamless integration and automation for multiple B2B use cases, without compromising on performance or reliability

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Our Approach

Our engagement began as trusted technology advisors, embedding with the CrediLinq team to chart a path from strategy to execution. Aerion’s approach combined business-driven discovery, rapid prototyping, and proven FinTech delivery.

Discovery & Consultation: Mapped key lending products to market needs and business requirements.

Research & Data Analysis: Assessed third-party tech stacks, integration needs, and regulatory compliance benchmarks.

Strategic Planning: Outlined a phased go-to-market plan aligned with CrediLinq’s funding rounds and growth milestones.

CTO Services: Provided interim CTO leadership, ensuring architectural decisions supported future scaling and investor confidence.

Technology Selection & Custom Development: Delivered initial platforms with modular, secure, and API-first foundations.

The Solution

Aerion Technologies supported CrediLinq from strategy through to delivery, enabling rapid, sustainable platform development:

Custom development: Built the core embedded lending engine, leveraging advanced data analytics to automate credit decisions.

API-first architecture: Ensured white-label modules (PayLater, Seller Financing, Recurring Revenue Financing) could be integrated seamlessly by B2B marketplaces and digital platforms.

UX/UI enhancements: Designed intuitive partner and borrower dashboards for real-time visibility and streamlined onboarding.

Process automation: Enabled automated payout, repayment, and credit risk checks, minimizing manual intervention.

Transition & Enablement: Supported knowledge transfer to CrediLinq’s new in-house team as they scaled up hiring post-funding.

Supporting features:

Custom development in Microsoft .NET and MySQL
Real-time data processing and alerting systems
Integration with VSSEC’s curriculum and safety protocols
Technical reliability for daily program delivery

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Results

Thanks to Aerion’s FinTech consulting and delivery model, CrediLinq achieved measurable outcomes:

Platform MVP delivered in under 5 months, from ideation to initial

Seamless integrations enabled for first enterprise B2B marketplace partners

Successful funding milestone reached—CrediLinq raised a new round, paving the way for Series A

Performance & scalability benchmarks met, supporting rapid user and transaction growth

Looking Ahead

With Aerion Technologies’ partnership, CrediLinq is now equipped with the technology foundation to accelerate growth, support enterprise scale integration, and continually innovate in the embedded finance domain.

Let’s build something remarkable together

Contact Aerion Technologies today to discover how we can help your FinTech vision become reality.